Employee Benefits in Seattle, WA

The Value in Utilizing a Broker
Benefits Expertise a Phone Call Away

Professional health insurance agents and brokers work with you to realize your company's employee benefit objectives. They provide the experience and knowledge that will enable your company to establish the best plan designs for your particular needs at the most reasonable costs. A good agent can guide you through the maze of healthcare carriers and products and advise you as to which benefits will best suit your unique needs.

No Charge
The services of a broker come at no cost to you. The insurance carrier covers the price for utilizing the services of an agent. The cost is built into the price of your premiums whether you use the personalized expertise of a broker or not. Keep in mind that an independent broker works for you, not for the insurance carrier. This assures that your company's long-term goals and needs are always spotlighted in importance.

Saves Time and Money
Having an agent as a consultant saves you time and money. A health insurance professional knows the market, can request personalized quotes, create proposals and advise you on the best products. At the same time, a good agent keeps abreast of the changing state and federal regulations and can help you minimize your company's risks.

Advocate and Advisor
A good agent not only guides and assists you in setting up a comprehensive employee benefits program for your employees, but also acts as an advocate and advisor when dealing with claims issues, employee changes and insurance regulations. A broker knows the language of the insurance trade and can act as a liaison in communicating with the insurance carriers, hospital and doctors.

Communication of Benefits
The healthcare professional can explain the differences in coverage and plan design in laymanës terms. This can be invaluable when deciding upon an employee benefits package for your company. The agent can also assist you in communicating a new program to your employees so that they can maximize their benefits.

Licensed Professionals
Professional healthcare agents and brokers are specifically trained in their field. They are tested to obtain licensing. To maintain their license, the agents need to participate in many hours of continuing education each year. This ongoing continuing education enables the professional to keep up with the ever-changing marketplace. Utilizing a licensed broker allows you to make informed choices for your companyës benefits.